- Home
- Personal Loan
- Kolkata
PERSONAL LOAN
Compare Personal Loan Offers from HDFC Bank, Axis Bank, ICICI Bank & other Top Banks of India and Apply Online -
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 20,000/- per month
- Foreclosure Charges:
13-24 months - 4% of Outstanding principal amount - 25-36 Months - 3% of Outstanding principal amount
- >36 Months - 2% Outstanding principal amount
- Foreclosure available post 12 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 6 months
- Free doorstep service
- Dedicated Relationship Manager
- No Guarantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 25,000/- per month
- Foreclosure Charges: 13-24 months - 4% of Outstanding principal amount
- 25-36 Months - 3% of Outstanding principal amount
- 37-48 Months - 2% Outstanding principal amount
- >48 Months - Nil
- Foreclosure available
- Part Pre-Payment available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 6 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 15,000/- per month
- No Foreclosure Charges
- No Pre-Payment fees
- Foreclosure available
- Part Pre-Payment available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Guarantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 23 when applying for loan and maximum of 58 at loan maturity
- Income: Be earning a net income of at least Rs. 17,500/- per month (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)
- Foreclosure Charges 4% of Outstanding principal amount
- Foreclosure available post 6 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 6 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 20,000/- per month
- Foreclosure Charges: 1% of Outstanding principal amount
- Foreclosure available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 6 months
- Free doorstep service
- Dedicated Relationship Manager
- No Guarantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 58 at loan maturity
- Income: Be earning a net income of at least Rs. 25,000/- per month
- Foreclosure fees: 5% of Outstanding principal amount
- Foreclosure available post 12 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 6 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 years
- Income: Be earning a net income of at least Rs. 20,000/- per month
- Foreclosure Charges 5% of Outstanding principal amount
- Foreclosure available post 6 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Min salary 30,000 Rs per month
- Min age 23 years
- Max age 60 years
- Applicable for Pune, Mumbai, Delhi, Chennai, Bangalore, Hyderabad, Kolkata, Indore
- Min Salary 30,000 Rupees
- Applicable for Salaried Customer
- Applicant should have 1+ year of working Experience
- Processing Fees 2% + GST
- Institution to offers EMI Free Loan
- Flexibility of Loan repayment
- One photograph
- All KYC Documents - Including Aadhar Card, PAN Card and Others.
- Income Documents: Latest 3 months salary slips and 6 months bank statement
- Latest year form 16
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Disbursement TAT: 3 - 5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 25 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 25,000/- per month
- Foreclosure Charges: 6-12 months - 5% of Outstanding principal amount
- 12 Months - 3% of Outstanding principal amount
- Foreclosure available post 6 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 25,000/- per month
- Should have completed minimum 2 years in employment and minimum 1 year in the current organisation
- Foreclosure charges: 4% of Outstanding principal amount
- Foreclosure available post 12 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 25 when applying for loan and maximum of 53 at loan maturity
- Income: Be earning a net income of at least Rs. 30,000/- per month
- Foreclosure Charges: 5% of Outstanding principal amount
- Part Pre-Payment fees: 2% of part payment amount paid
- Foreclosure available post 1 month
- Part Pre-Payment available post 1 month
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 2 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 58 years
- Income: Be earning a net income of at least Rs. 20,000/- per month
- Foreclosure Charges 4.5% of Outstanding principal amount
- No Part Pre-Payment charges if paid 180 days after loan is taken
- Foreclosure available post 12 months
- Part Pre-Payment available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online


- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 23 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 25,000/- per month
- Foreclosure charges: Up to 4% of Outstanding principal amount
- Foreclosure available post 6 months
- Part Pre-Payment available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 6 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 20,000/- per month for Metro locations Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune & Rs. 15,000 for other locations
- Foreclosure Charges 4% of Outstanding principal amount
- Foreclosure available post 12 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 58
- Income: Be earning a net income of at least Rs. 20,000/- per month for Metro locations Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune & Rs. 15,000 for other locations
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Guarantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 23 when applying for loan and maximum of 60 at loan maturity
- Income: Be earning a net income of at least Rs. 30,000/- per month
- Foreclosure charges: Up to 2% of Outstanding principal amount
- Foreclosure available post 12 months
- Part Pre-Payment available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 3 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 58
- Salaried professionals only
- No cash salary
- Proprietorship/Partnership firm employees welcome
- Income: Net take home income of at least Rs. 25,000/- per month
- Processing fees of Rs. 2000 or 4% (exclusive of GST) of loan amount whichever is higher
- No Foreclosure charges after the first 3 EMI’s
- If closed before 3 months, outstanding principal as well as outstanding interest for 3 months payable
- One photograph
- KYC: PAN card & address proof
- Income Documents: Latest salary slip
- Bank statement of last 3 months
- Easy online process
- No guarantor Required
- Top-up loan available
- Zero pre-closure charges
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
- Digital Process
- Paperless Approval
Apply For Personal Loan Online
- Free doorstep service
- Dedicated Relationship Manager
- Age: Minimum of 21 when applying for loan and maximum of 65 years
- Income: Be earning a net income of at least Rs. 25,000/- per month
- Foreclosure Charges: 6 months - 7% of Outstanding principal amount
- 7-17 months - 7% of Outstanding principal amount
- 18-23 Months - 5% of Outstanding principal amount
- 24-35 Months - 3% Outstanding principal amount
- 36 Months - Nil
- Foreclosure available post 6 months
- Part Pre-Payment not available
- One photograph
- KYC: PAN card, ID & address proof
- Income Documents: Latest 2 months salary slips & bank statement of last 3 months
- Free doorstep service
- Dedicated Relationship Manager
- No Gurantor Required
- Top-up loan available
- Balance Transfer available
- Disbursement TAT: 2-5 days
Apply For Personal Loan Online
Compare Personal Loan
If you have any emergency need of funds? for home-renovation or a wedding in family or a medical emergency or for holiday in Europe or may be for higher education of a family member. You can take a personal loan of up to Rs. 100 Lakhs to meet the urgent requirements of funds. Funds can be disbursed into your account in 2-5 working days, interest rate starts at 10.75% for a tenure of up to 5 years.
Use My Mudra FinCorp.Com, to search, compare and apply online for a best personal loan offer from Top Banks and NBFCs including HDFC Bank Personal Loan, ICICI Bank, Axis Bank, Kotak Mahindra Bank and several others lenders.
Compare loan offers based on rate of interest, processing fees, tenure, loan amount and other Terms & Conditions.

Enter OTP
Read More about Kolkata Personal Loan
Personal Loan in Kolkata -Interest Rate
Personal Loan Interest Rate, Fees& ChargesDetails in Kolkata | ||||||
---|---|---|---|---|---|---|
Interest Rate Range |
Loan Amount |
Processing Fees |
Tenure |
Lowest EMI |
Foreclosure Charges |
Loan Processing Time |
10.50% -28.00% |
Rs. 0.50 Lakh to Rs. 50.00 Lakhs |
1- 3% plus GST |
1 to 5 years |
Rs. 2149 |
2-4% |
1-5 Days |
Personal Loan in Kolkata- Eligibility for Salaried & Self Employed Borrowers
Eligibility Criteria Kolkata | Salaried Borrowers in Kolkata | Self-Employed Borrowers | Self-Employed Professionals |
---|---|---|---|
Category |
Salaried Borrowers employed with- MNCs, PSUs, Indian Defence and Other Private/ Government Sector organizations. |
Self- Employed Business owners |
Practicing Chartered Accountant (CAs), Company secretaries (CS), Architects, Engineers & others. |
Minimum& Maximum age required to be eligible to take a personal loan in Kolkata |
23- 58 years |
23-58 years |
23-58 years |
Net Monthly Income required to apply for a personal loan in Kolkata |
Rs. 17, 000/ Month |
Rs. 3.00 Lacs |
Rs. 3.00 Lacs/ Year |
Working Experience |
1-2 years |
3 years |
3 years |
CIBIL Score |
700 |
700 |
700 |
Eligible Loan Amount |
Rs.50,000/- to Rs.50 lakhs |
Rs.50,000/- to Rs.50 lakhs |
Rs.50,000/- to Rs.50 lakhs |
Documents Requirement For Personal Loan in Kolkata
KYC Documents required for Personal Loan in Kolkata |
|
Income Documents Required for Salaried Borrowers in Pune |
|
Income Documents required for Self- Employed Borrowers in Pune |
|
Other Documents |
Details of ongoing loans and EMIs |
HDFC Bank Personal Loan Branches in Kolkata
Please select the branch to view more details(Address, Contact info etc.)ICICI Bank Personal Loan Branches in Kolkata
Please select the branch to view more details(Address, Contact info etc.)Axis Bank Personal Loan Branches in Kolkata
Please select the branch to view more details(Address, Contact info etc.)About Kolkata
Kolkata is a metropolitan city and the capital of West Bengal. Formerly known as Calcutta until 2001, this city is the cultural hub of India. It is famous for the beautiful HowrahBridge and rich history. Kolkata is home to educational institutions, corporates, cultural and commercial establishments, and more. The recent IT & ITeS boom has spread across India and reached Kolkata as well. This has affected the real estate and retail sectors giving an impetus to the entire economy. Cognizant, Infosys, Tech Mahindra, Tata Consultancy Services, and Capgemini are just some of the organizations that have set up their offices in this wonderful city. Along with IT and ITeS, Pune is also a manufacturing and industrial hub. Automotive, iron and steel, iron forging, arms, and ammunition, etc. are thriving industries in Pune. The Calcutta Stock Exchange (CSE) is the first bourse established in India. Kolkata is one of the biggest cultural hubs of India with mighty strong educational establishments. This intellectual and creative culture is responsible for the making of scholars like Rabindranath Tagore, C.V. Raman, Satyendra Nath Bose, Upendranath Brahmachari, and several more. Kolkata is also home to globally acclaimed research institutes like Indian Association for the Cultivation of Science (IACS), National Institute of Pharmaceutical Education and Research, Indian Centre for Space Physics among others. The Bengal Gazette launched in 1780 was the first newspaper published in India. With strong public transport, Kolkata’s public transport system is the sixth largest in the country.
Personal Loan in Kolkata
When applying for a personal loan on www.mudrafincorp.co.in, you can compare the interest rates made available from all banks in Kolkata. This will give you access to the lowest interest rates available. Personal loans in Kolkata are available in the fixed and floating rate of interest. You can choose the one that best fits your requirements.
Additionally, MyMudra also provides doorstep services in most cities and areas in India. You can avail this convenient service and have your documents collected from your doorstep. The convenience offered by doorstep loans helps our customers relax and not brave the traffic and external conditions to get a personal loan. The documents can be collected from your home or office depending on your convenience.
Personalized loan service in Kolkata
MyMudra assigns every customer with a dedicated relationship manager, who will be available to take care of all your queries and requirements. This relationship manager will ensure that your loan process goes smoothly. He/ she will serve as your liaison with the bank enabling you to reduce effort taken during follow-up and process completion. Your relationship manager will also help you when taking a loan to make sure that you get the best interest rate, tenure, and processing fee.
Uses of personal loan
A personal loan in Kolkata can be taken for medical or financial emergencies. It can also provide monetary help for weddings, home renovation, etc. Some people opt for a personal loan to pay off an existing loan or credit card bills, which when not paid in time can affect one’s credit history. Hence, taking a personal loan at the right time can help improve keep the credit history intact. The banks and financial institutions in Kolkata provide personal loans, home loans, car loans, as well as SME loans, consumer and rural finance assistance.


Personal Loan Interest Rates - Aug 2020
Bank Name | Interest Rates (in %) |
---|---|
Yes Bank | 10.75 % - 22 % |
Axis Bank | 11.25 % - 24 % |
ICICI Bank | 11.5 % - 24 % |
Standard Chartered Bank | 12.5 % - 16 % |
Kotak Mahindra Bank | 11 % - 24 % |
IDFC First | 11.69 % - 15 % |
LoanTap | 14 % - 18 % |
RBL Bank | 14 % - 24 % |
IndusInd Bank | 11.49 % - 20 % |
Bajaj Finserv | 12 % - 24 % |
TATA Capital | 11.75 % - 19 % |
Aditya Birla | 14 % - 26 % |
HDB Financial | 13.99 % - 19 % |
SBI | 12.5 % - 14.75 % |
Citibank | 10.99 % - 18 % |
Upwards | 18 % - 36 % |
Cashkumar | 18 % - 24 % |
Qbera | 11.99 % - 24 % |
Fullerton India | 14 % - 25 % |
Apply For a Personal Loan Now
Are you interested in knowing more? Browse the below links
- AXIS Bank Personal-Loan
- ICICI Bank Personal-Loan
- HDFC Bank Personal-Loan
- Citibank Personal-Loan
- Standard Chartered Bank Personal-Loan
- Kotak Mahindra Bank Personal-Loan
- State Bank of India Personal-Loan
- Tata Capital Personal-Loan
- Bajaj Finserve Personal-Loan
- Indusind Bank Personal-Loan
- HDB Bank Personal-Loan
- Fullerton India Bank Personal-Loan
- Capital First Personal-Loan
- Ratnakar Bank Personal-Loan