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Home Loan in Ranchi
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HDFC Limited
- Free doorstep service
- Dedicated Relationship Manager
HDFC Limited
- Free doorstep service
- Dedicated Relationship Manager
HDFC Limited
- Free doorstep service
- Dedicated Relationship Manager
ICICI Bank
- Instant Approval Available
- Free doorstep service
- Dedicated Relationship Manager
Axis Bank
- Free doorstep service
- Dedicated Relationship Manager
Yes Bank
- Free doorstep service
- Dedicated Relationship Manager
Standard Chartered Bank
- Free doorstep service
- Dedicated Relationship Manager
Kotak Mahindra Bank
- Free doorstep service
- Dedicated Relationship Manager
Punjab National Bank
- Free doorstep service
- Dedicated Relationship Manager
PNB Housing
- Free doorstep service
- Dedicated Relationship Manager
LIC Housing Finance
- Free doorstep service
- Dedicated Relationship Manager
TATA Capital
- Free doorstep service
- Dedicated Relationship Manager
L&T Finance
- Free doorstep service
- Dedicated Relationship Manager
Aditya Birla
- Free doorstep service
- Dedicated Relationship Manager
RBL Bank
- Free doorstep service
- Dedicated Relationship Manager
Citibank
- Free doorstep service
- Dedicated Relationship Manager
Bajaj Finserv
- Free doorstep service
- Dedicated Relationship Manager
IDFC First
- Free doorstep service
- Dedicated Relationship Manager
GIC Housing Finance
- Free doorstep service
- Dedicated Relationship Manager
Bank of Baroda
- Free doorstep service
- Dedicated Relationship Manager
Dena Bank
- Free doorstep service
- Dedicated Relationship Manager
Central Bank of India
- Free doorstep service
- Dedicated Relationship Manager
Bank of India
- Free doorstep service
- Dedicated Relationship Manager
Vijaya Bank
- Free doorstep service
- Dedicated Relationship Manager
Allahabad Bank
- Free doorstep service
- Dedicated Relationship Manager
UCO Bank
- Free doorstep service
- Dedicated Relationship Manager
Oriental Bank
- Free doorstep service
- Dedicated Relationship Manager
United Bank of India
- Free doorstep service
- Dedicated Relationship Manager
Syndicate Bank
- Free doorstep service
- Dedicated Relationship Manager
Karur Vysya Bank
- Free doorstep service
- Dedicated Relationship Manager
Indian Overseas Bank
- Free doorstep service
- Dedicated Relationship Manager
Bank of Maharashtra
- Free doorstep service
- Dedicated Relationship Manager
Andhra Bank
- Free doorstep service
- Dedicated Relationship Manager
Union Bank of India
- Free doorstep service
- Dedicated Relationship Manager
South Indian Bank
- Free doorstep service
- Dedicated Relationship Manager
DCB Bank
- Free doorstep service
- Dedicated Relationship Manager
Corporation Bank
- Free doorstep service
- Dedicated Relationship Manager
Canara Bank
- Free doorstep service
- Dedicated Relationship Manager
Piramal Housing Finance
- Free doorstep service
- Dedicated Relationship Manager
Aspire Home Finance
- Free doorstep service
- Dedicated Relationship Manager
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Read More about Home Loan in Ranchi
Home Loan in Ranchi - Interest Rates
Updated on 20 Aug 2020
| Details of Home loan rates, processing fees etc in Ranchi | ||||
|---|---|---|---|---|
|
Category |
Loan Amount Up to 30 Lacs |
Loan Amount from Rs. 31 Lacs to Rs. 75 Lacs |
Loan Amount Above Rs. 75 Lacs |
Women Borrowers |
|
Interest Rate |
8.35% - 14.00% |
8.35% - 14.00% |
8.35% - 9.50 .00% |
8.25% - 9.50% |
|
Processing Fees |
From Rs. 5000 to 1% + GST |
From Rs. 5000 to 1% + GST |
From 0.25 to 1% + GST |
From Rs. 5000 to 1% + GST |
|
Pre-part payment charges |
Nil |
Nil |
Nil |
Nil |
|
Foreclosure/early closure charges |
Nil for individuals |
Nil for individuals |
Nil for individuals |
Nil for individuals |
|
Tenure of a housing loan |
From 1 to 30 years |
From 1 to 30 years |
From 1 to 30 years |
From 1 to 30 years |
|
Late payment Fees |
Applicable and varies with lenders |
Applicable and varies with lenders |
Applicable and varies with lenders |
Applicable and varies with lenders |
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Home Loan in Ranchi- Eligibility Calculator for Salaried & Self Employed Borrowers
| Home Loan Eligibility Criteria | Salaried Borrowers | Self-Employed Borrowers | Self-Employed Professionals |
Minimum Age Required For Home Loan Eligibility In Ranchi |
21 years- income considered 18 years- income not considered |
23 years and above for income considered 18 years- income not considered |
23 years above for income considered 18 years- income not considered |
|---|---|---|---|
|
Maximum Age |
60 years/retirement age |
65 years. |
65 years. |
|
Net Monthly Income Required For Home Loan Eligibility In Ranchi |
The minimum net monthly income required for a salaried individual to apply for a housing loan is Rs. 15, 000/- |
The minimum net monthly income required for a self-employed business owner to apply for a housing loan is Rs. 15, 000/- |
Rs. 15, 000/- |
|
Minimum Working Experience Required To Be Eligible To Take A Home Loan |
2 years |
3 years |
3 years |
|
CIBIL Score Required For Housing Loan Eligibility In Ranchi |
700 |
700 |
700 |
|
Income Tax Returns |
Should be filling income tax for at least for last 2 years |
Should be filling income tax for at least for last 2 years |
Should be filling income tax for at least last 3 years |
|
Valid KYC |
Should have valid KYC documents like – Aadhaar, Pan Card etc. |
Should have valid KYC Documents like- Aadhaar Card, Pan Card, shop and business establishment certificates etc. |
Should have valid KYC Documents like- Aadhaar Card, Pan Card, shop and business establishment certificates etc. |
Documents Requirement For Home Loan in Ranchi
| Documents Type | Home Loan in Ranchi- List of Documents Required |
|---|---|
|
KYC Documents Required For Salaried And Self-Employed Borrowers For House Loan In Ranchi |
|
|
Income Documents Required For Home Loan In Ranchi For Salaried Borrowers |
|
|
Income Documents Required For Home Loan In Ranchi For Self-Employed Borrowers |
|
|
Loan Details |
Sanction letter and repayment statements of all the running loans and cards |
|
Property Documents |
Copy of title documents, legal and technical documents |
Ranchi Home Loan Customer Care Number for
HDFC Bank, ICICI Bank, Axis Bank, SBI, Yes Bank, Bajaj Finance and Others
| BANK | ADDRESS | PIN CODE | WORKING HOURS | CONTACT NO |
|---|---|---|---|---|
| Axis Bank | Indra Pushti,, Opp.Ferguson College Gate No.2,, Ferguson College Road | 411004 | Not Available | 020-66295000 |
| Axis Bank | Ashoka Galaxy, Plot No. 1, Galaxy Society, No.353.A-2, Dhole Patil Road, Pune 411 001 | 411001 | Not Available | 020-66278600 |
| Axis Bank | Plot No. 485, 'Guddi' Building, Bhigwan Road, Baramati 413 102, Maharashtra | 413102 | Not Available | 02112-226168/69 |
| Axis Bank | Senapati Bapat Marg, Pune,?Sai Capital, Senapati Bapat Marg, Pune 411 016, Maharashtra | 411016 | Not Available | 020-66220700/701 |
| Axis Bank | Sahakar Nagar, Pune,"The Pentagon",Shahu College Road, Off Pune-Satara Road,Parvati, Sahakar Nagar 411 009, Pune | 411009 | Not Available | 020-24231426/27/28 |
| Axis Bank | Hadapsar, Pune,Aryan Centre, Opp Vaibhav Theatre,Pune Solapur Highway, Hadapsar,Pune 411 048, Maharashtra | 411048 | Not Available | 020-66208608/2682284 |
Are you interested in knowing more? Browse the below links
- AXIS Bank Home Loan
- ICICI Bank Home Loan
- HDFC Bank Home Loan
- Citibank Home Loan
- Standard Chartered Bank Home Loan
- LIC Housing Finance Home Loan
- Yes Bank Home Loan
- DBS Bank Home Loan
- Bank Of Maharashtra Home Loan
- Bank Of Baroda Home Loan
- Dhanlaxmi Home Loan
- IIFL Home Loan
- Indiabulls Home Loan
- Canara Home Loan
- United Home Loan
- Indian Overseas Bank Home Loan
- Karur Vysya Bank Home Loan
- Allahabad Bank Home Loan
- Andhra Bank Home Loan
- Bank Of India Home Loan
- Central Bank Of India Home Loan
- Corporation Bank Home Loan
- Dena Bank Home Loan
- Edelweiss Home Loan
- PNB Housing Home Loan
- Punjab National Bank Home Loan
- Ratnakar Bank Home Loan
- Reliance Capital Home Loan
- South Indian Bank Home Loan
- Union Bank Of India Home Loan
- Vijaya Bank Home Loan
- Federal Bank Home Loan
- HSBC Bank Home Loan
- DCB Bank Home Loan
- DHFL Bank Home Loan
- Aspire Finance Home Loan
- L&T Housing Finance Home Loan
- Kotak Mahindra Bank home Loan
- State Bank of India home Loan
- Tata Capital home Loan
- Bajaj Finserve home Loan
- Indusind Bank home Loan
- Capital First home Loan
- home Loan in Pune
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- home Loan in Navi-Mumbai
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- home Loan in Erode
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- home Loan in Bidhannagar
- home Loan in Dehradun
- home Loan in Durgapur
- home Loan in Kakinada
- home Loan in Pasighat
- home Loan in Muzaffarpur
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- home Loan in Imphal
- home Loan in Jammu
- home Loan in Shillong
- home Loan in Belgaum
- home Loan in Mangalore
- home Loan in Udaipur
- Home Loan in Pune
- Home Loan in Mumbai
- Home Loan in Delhi
- Home Loan in Bangalore
- Home Loan in Hyderabad
- Home Loan in Chennai
- Home Loan in Kolkata
- Home Loan in Ahmedabad
- Home Loan in Surat
- Home Loan in Jaipur
- Home Loan in Lucknow
- Home Loan in Kanpur
- Home Loan in Nagpur
- Home Loan in Indore
- Home Loan in Thane
- Home Loan in Bhopal
- Home Loan in Visakhapatnam
- Home Loan in Pimpri-Chinchwad
- Home Loan in Patna
- Home Loan in Vadodara
- Home Loan in Ghaziabad
- Home Loan in Ludhiana
- Home Loan in Agra
- Home Loan in Nashik
- Home Loan in Faridabad
- Home Loan in Meerut
- Home Loan in Rajkot
- Home Loan in Kalyan-Dombivali
- Home Loan in Tirunelveli
- Home Loan in Thoothukudi
- Home Loan in Rampur
- Home Loan in Jalgaon
- Home Loan in Maheshtala
- Home Loan in Kolhapur
- Home Loan in Vasai-Virar
- Home Loan in Varanasi
- Home Loan in Srinagar
- Home Loan in Aurangabad
- Home Loan in Dhanbad
- Home Loan in Amritsar
- Home Loan in Navi-Mumbai
- Home Loan in Allahabad
- Home Loan in Ranchi
- Home Loan in Howrah
- Home Loan in Coimbatore
- Home Loan in Jabalpur
- Home Loan in Gwalior
- Home Loan in Vijayawada
- Home Loan in Jodhpur
- Home Loan in Madurai
- Home Loan in Raipur
- Home Loan in Kota
- Home Loan in Guwahati
- Home Loan in Chandigarh
- Home Loan in Solapur
- Home Loan in Hubli-Dharwad
- Home Loan in Bareilly
- Home Loan in Moradabad
- Home Loan in Mysore
- Home Loan in Gurugram
- Home Loan in Aligarh
- Home Loan in Jalandhar
- Home Loan in Tiruchirappalli
- Home Loan in Bhubaneswar
- Home Loan in Salem
- Home Loan in Dindigul
- Home Loan in Thiruvananthapuram
- Home Loan in Agartala
- Home Loan in Saharanpur
- Home Loan in Aizawl
- Home Loan in Namchi
- Home Loan in Thanjavur
- Home Loan in Amravati
- Home Loan in Noida
- Home Loan in Jamshedpur
- Home Loan in Vellore
- Home Loan in Warangal
- Home Loan in Erode
- Home Loan in Panaji
- Home Loan in Kochi
- Home Loan in Bidhannagar
- Home Loan in Dehradun
- Home Loan in Durgapur
- Home Loan in Kakinada
- Home Loan in Pasighat
- Home Loan in Muzaffarpur
- Home Loan in Ajmer
- Home Loan in Diu
- Home Loan in Gandhinagar
- Home Loan in Ujjain
- Home Loan in Tumakuru
- Home Loan in Haldia
- Home Loan in Jhansi
- Home Loan in Tirupati
- Home Loan in Imphal
- Home Loan in Jammu
- Home Loan in Shillong
- Home Loan in Belgaum
- Home Loan in Mangalore
- Home Loan in Udaipur
Home Loan News & Updates As it Happens
Home Loan Interest Rates to Go Up After Axis Bank, Kotak Mahindra Bank, IndusInd Bank and Yes Bank Increased the MCLR-
Private sector banks including Axis Bank, Yes Bank, IndusInd Bank and Kotak Mahindra Bank along with few others have increased their benchmark rates for Home Loan and loan against property MCLR (Marginal Cost of Fund Based Lending Rates) by 5 to 10 Basis points effective from January 18. Due to this increase on MCLR Home loan rates are expected to go up soon. The increase on MCLR is due to the increase in cost of funds for the banks and the price bank is paying for deposits and saving. This is the first-time Banks have increased the benchmark rates after introduction of MCLR system in the month of April 2016. Despite rates for banks have gone up by 50 basis points for all the tenure of deposits. As banks cost of funds are unlikely to go down, it’s anticipated that the home loan rates will not reduce further during coming quarters. Kotak Mahindra Bank has increased the MCLR by 5 to 10, IndusInd Bank and Yes Bank have increased the MCLR by 10 basis points basis points across all the tenure of loans. Banks have seven different tenure under MCLR system and that includes overnight, one month, three months, six months, one year, two years and three years.
Finance minister asks PSBs to back stressed small businesses
09 Jan 2018: The finance minister has asked state-run banks to provide special packages for small and medium enterprises. According to the govt such enterprises are critical to jobs and thus they must have easy access to finance and market. Finance minister Arun Jaitley had told banks at a conclave last year- "One of the focus areas banks have taken up is to support MSMEs because the sector creating jobs and giving boost to the economy has no access to international finance or the bond market." Banks will also synergise their lending through Mudra Yojana, Stand Up India and Start-Up India to the MSME sector. The govt will also initiate a drive to put MSME products on government e-Marketplace. It has also registered all major suppliers on the Trade Receivables e-Discounting System (TReDS).
Low base lifts banks' credit growth to 10.65% in December
09 Jan 2018 :As per the data released by the Reserve Bank of India, the credit growth has grown in and reached to double digits after a long gap due to the base effect. "The credit growth is mainly because of the base effect. Due to the demonetisation last year, the base figures are getting revised and so that is where you are seeing the growth," State Bank of India's Managing Director (retail and digital banking) P K Gutpa said. According to a financial Stability report released recently, the credit growth of scheduled commercial banks increased from 4.4 percent to 6.2 percent. The credit growth of public sector banks increased from 0.7 percent to 2.2 percent.
1,463 bad loan accounts owe PSU banks more than Rs 1 billion
09 Jan 2018:The finance ministry has registered 1,463 entities account for bad loans of Rs 1 billion in 21 public sector banks. SBI alone holds 265 accounts for bad loans of a total of Rs 775.38 billion. PNB topped the list of nationalised banks with 143 NPA accounts. PNB was followed by Canara Bank. Among smaller PSUs, Union bank had 79 accounts, oriental bank had 68 and UCO bank has 62. The RBI has issued directions to certain banks for referring 12 accounts to initiate insolvency process under the Insolvency and Bankruptcy Code, 2016. In order to strengthen banks, govt has introduced a 2.12 trillion recapitalisation plan.
Capital infusion for Public lenders may begin by February
18 December 2017:According to a senior finance ministry official, the first round of the capital infusion for state-run banks that was announced recently may happen soon. The government may raise around Rs. 70,000 crores by February 2018. The official also said that the demand has been raised through the second batch of supplementary demands for grants. "It was already stated that most of the amount will be front loaded so as to pass on the maximum benefit to the lenders," he said. In order to encourage lending and boost investment, the government in October has announced a Rs, 2.11 lakh crore capital infusion plan for all the state-owned banks. "The government will directly issue these bonds and the impact on the fiscal will be discounted given the increase in credit growth and subsequent pickup of the economy," the official said.
HDFC Bank issues 3 lakh instant credit cards in a year of launching
18 December 2017:India’s second most valuable private lender HDFC Bank has issued 3 lakh credit cards just in a year of its launch. InstaCard was launched in January this year. The bank said in a statement that these cards were delivered to customers within an hour of applying for a credit card. With the help of these cards, customers can do transactions online on e-commerce websites immediately on receipt of the InstaCard. The physical cards are delivered to the customers within a few days. InstaCards are popularly known as digital credit card and is issued using a combination of credit bureau information, pre-qualification algorithm and checks in the application form as per the banks
Corporation Bank slashed overnight MCLR by 0.1 per cent
17 December 2017:Corporation bank has said in a statement that it has reduced its MCLR by 0.01 percentage point for overnight loan maturities. The new rate now stands at 7.80 percent. The MCLR which is for all rupee loans and advances including renewal will be effective from December 15. For rest of the tenors, the MCLR is kept unchanged. The current MCLR of the bank for one month and three months loan maturities stands at 7.90 percent and 8.20 percent respectively. For six months MCLR is at 8.60 percent and for one year maturity, the MCLR is at 8.65 percent. The MCLR was introduced in April 2016 as an alternative to the base rate mechanism.
